Criptomonedas y blockchain en el turismo como estrategia para reducir la pobreza
Contenido principal del artículo
Resumen
La pobreza en América Latina y el Caribe sigue siendo un problema sin aparente solución. Se propone en este artículo el uso de las criptomonedas y la tecnología de blockchain como una herramienta para reducir la pobreza en la región mediante actividades económicas provenientes del turismo. Para ello se efectuó un análisis detallado de las potencialidades que recogen en conjunto el turismo, las criptomonedas y la tecnología blockchain. Dada las capacidades turísticas de las regiones latinoamericana y caribeña se debe concretar un conjunto de esfuerzos por parte de los gobiernos y empresas privadas en implementar el desarrollo turístico en regiones y localidades con gran biodiversidad y recursos naturales y culturales aún sin explorar. La relativa facilidad de acceso a cuentas bitcoin mediante teléfonos inteligentes hace que las transacciones financieras mediante criptomonedas se encuentran al alcance pequeños comerciantes que, normalmente, no tienen acceso a cuentas bancarias tradicionales. Por otro lado debe fortalecerse aún más el acceso a internet vía telefonía móvil para facilitar los sistemas de pago y para que las tecnologías basadas en blockchain puedan desarrollarse a su máxima capacidad. Se concluye que para lograr una significativa reducción de la pobreza es necesario la confluencia de una adecuada regulación de las criptomonedas por parte de los Gobiernos así como también el desarrollo una infraestructura adecuada que permita la creación y/o recuperación de microempresas potenciadas por la “Oferta Inicial de Monedas”.
Detalles del artículo
Autoría: La lista de autores firmantes debe incluir únicamente a aquellas personas que hayan contribuido intelectualmente al desarrollo del trabajo. La colaboración en la recogida de datos no es, por sí misma, criterio suficiente de autoría. "Retos" declina toda responsabilidad por posibles conflictos derivados de la autoría de los trabajos que se publiquen.
Derechos de autor: La Universidad Politécnica Salesiana preserva los derechos de autor de los artículos publicados, y favorece y permite su reutilización bajo la licencia Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Ecuador. Pueden ser copiados, utilizados, difundidos, transmitidos y expuestos públicamente, siempre y cuando: i) se cite la autoría y la fuente original de su publicación (revista, editorial y URL del trabajo); (Ii) no se utilicen con fines comerciales; Iii) se mencione la existencia y especificaciones de esta licencia.
Referencias
Adiyia, B., Vanneste, D., Van Rompaey, A., & Ahebwa, W. M. (2014). Spatial analysis of tourism income distribution in the accomodation sector in western Uganda. Tourism and Hospitality Research, 14(1-28-26. https://doi.org/10.1177%2F1467358414529434
Aysan, A. F., Demir, E. Gozgor, G., & Marco, C. K. (2019). Effects of the geopolitical risks on Bitcoin returns and volatility. Research in International Business and Finance, 47, 511-518. https://doi.org/10.1016/j.ribaf.2018.09.011
Bujosa, A. Riera, A., & Torres, C. (2015). Valuing tourism demand attributes to guide climate change adaptation measures efficiently: The case of the Spanish domestic travel market. Tourism Management, 47, 233-239. https://doi.org/10.1016/j.tourman.2014.09.023
Carraro, C. (2017). Towards a greener finance landscape, A blog by Carlo Carraro, 28 de marzo de 2017. Recuperado de https://bit.ly/2KxsT3R [Fecha de consulta: 19 de febrero de 2019]
Chen, Y. (2018). Blockchain tokens and the potential democratization of entrepreneurship and innovation. Business Horizons, 61(4), 567-575. https://doi.org/10.1016/j.bushor.2018.03.006
Chirenje, L. I. (2017). Contribution to ecotourism to poverty alleviation in Nyanga, Zimbabwe. Chinesse Journal of Population Resources and Environment, 15(2), 87-92. https://doi.org/10.1080/10042857.2017.1319172
Croes, R., & Rivera, M. (2015). The Poverty Obliteration Paradigm. En M. Khan (Series Ed.), Advances in Hospitality Series. Poverty Alleviation through Tourism Development: A Comprehensive and integrated Approach (pp. 47-74). New York, Estados Unidos: Apple Academic Press. https://doi.org/10.1201/b19841
Danquah, M., & Iddrisu, A. M. (2018). Access to mobile phones and the wellbeing of non-farm enterprise households: Evidence from Ghana. Technology in Society, 54, 1-9. https://doi.org/10.1016/j.techsoc.2018.01.012
De Filipi, P., & Loveluck, B. (2016). The Invisible Politics of Bitcoin: Governance Crisis of a Descentralised Infrastructure. Internet Policy Review, 5(3), 1-28. https://doi.org/10.14763/2016.3.427
Dhillon, V., Metcalf, D., & Hooper, M. (2018). Blockchain Enabled Applications: Understand the Blockchain Ecosystem and How to Make it Work for You. California, Estados Unidos: Apress. https://doi.org/10.1007/978-1-4842-3081-7
Dierskmeier, C. & Seele, P. (2018). Cryptocurrencies and Business Ethics. Journal of Business Ethics, 152(1), 1-14. https://doi.org/10.1007/s10551-016-3298-0
Dobronik, M., Herold, D. M., Furst, E., & Kummer, S. (2018). Blockchain for and in Logistics: What to Adopt and Where to Start. Logistics, 2(3), 18-32. https://doi.org/10.3390/logistics2030018
Dogru, T. Marchio, E.A., Bulut, U., & Suess, C. (2019). Climate change: Vulnerability and resilience of tourism and the entire economy. Tourism Management, 72, 292-305. https://doi.org/10.1016/j.tourman.2018.12.010
Fisch, C. (2019). Initial coin offerings (ICOs) to finance new ventures. Journal of Business Venturing, 34(1), 1-22. https://doi.org/10.1016/j.jbusvent.2018.09.007
García, J. (2018), Criptomonedas y Aplicación en la Economía (Tesis de Maestria). Universidad Pontificia Comillas, España. Recuperado de: http://hdl.handle.net/11531/32886
Goh, H. C. (2015). Nature and Community-based tourism (CBT) for poverty alleviation: A case study of Lower Kinabatangan, East Malaysia. Geografia Malaysian Journal of Society and Space, 11(3), 42-52. Recuperado de: https://bit.ly/2GTlg6G
GSMA Intelligence (2018). La Economía móvil en América Latina y el Caribe, 03 de noviembre de 2018. Recuperado de http://bit.ly/2JnHTm8 [Fecha de consulta: 15 de febrero de 2019]
Haenssgen, M.J. (2018). The struggle for digital inclusion: Phones, healthcare and marginalization in Rural India. World Development, 104, 358-374. https://doi.org/10.1016/j.worlddev.2017.12.023
Hill, J. (2018). FinTech and the Remaking of Financial Institutions. Estados Unidos: Academic Press. https://doi.org/10.1016/C2016-0-03863-9
Holub, M., & Johnson J. (2019). Bitcoin research across disciplines. The Information Society, 34(2), pp. 114-126. https://doi.org/10.1080/01972243.2017.1414094
Hughes, L., Dwivedi, Y. K., Misra, S.K., Rana, N.P., Raghavan, V., & Akella, V. (2019). Blockchain research, practice and policy: Applications, benefits, limitations, emerging research themes and research agenda. International Journal of Information Management, 49, 114-129. https://doi.org/10.1016/j.ijinfomgt.2019.02.005
Iansiti, M., & Lakhani, K.R. (2017). The truth about blockchain. Harvard Business Review, 95(1), 118-127. Recuperado de: https://hbr.org/2017/01/the-truth-about-blockchain
Ikeda, K., & Hamid M. (2018). Application of Blockchain in the Financial Sector and a Peer-to-Peer Global Barter Web. En P. Raj y G. C. Deka (Eds.), Advances in Computers: Vol. 111. Blockchain Technology: Platforms, Tools and Use Cases (pp. 99-120). Estados Unidos: Academic Press. ? https://doi.org/10.1016/bs.adcom.2018.03.008
Jiang, M., DeLacy, T., Mkiramweni, N.P., & Harrison, D. (2011). Some evidence for tourism alleviating poverty. Annals of Tourism Research, 38(3), 1181-1184. https://doi.org/10.1016/j.annals.2011.03.008
Jing, W., Jia, S., & Du, W. (2018). Digital enablement of blockchain: Evidence from HNA group. International Journal of Information Management, 39, 1-4. https://doi.org/10.1016/j.ijinfomgt.2017.10.004
Kastelein, R. (2017). What Initial Coin Offerings Are, and Why VC Firms Care. Harvard Business Review, 24 de marzo del 2017. Recuperado de https://bit.ly/2mZgh81
Kim, K., Uysal, M., & Sirgy, J. (2013). How does tourism in a community impact the quality of life of community residents?, Tourism Management, 36, 527-540. https://doi.org/10.1016/j.tourman.2012.09.005
Knight, D.W., & Cottrell, S.P. (2016). Evaluating tourism-linked empowerment in Cuzco, Perú. Annals of Tourism Research, 56, 32-47. https://doi.org/10.1016/j.annals.2015.11.007
Kshetri, N. (2017a). Potential roles of blockchain in fighting poverty and reducing financial exclusion in the global south. Journal of Global Information Technology Management, 20(4), 201-204. https://doi.org/10.1080/1097198X.2017.1391370
Kshetri, N. (2018a). Blockchain’s roles in meeting key supply chain management objectives. International Journal of Information Management, 39, 80-89. https://doi.org/10.1016/j.ijinfomgt.2017.12.005
Kshetri, N. (2017b). Will blockchain emerge as a tool to break the poverty chain in the Global South? Third World Quarterly, 38(8), 1710-1732. https://doi.org/10.1080/01436597.2017.1298438
Lacity, M. C. (2018). Addresing Key Challenges to Making Enterprise Blockchain Applications a Reality. MIS Quarterly Executive, 17(3), 201-222.
Lahajnar, S., & Rožanec, A. (2018). Initial Coin Offering (ICO) Evaluation Model. Investment Management and Financial Innovations, 15(4), 169-182. http://dx.doi.org/10.21511/imfi.15(4).2018.14
Lashitew, A. A., Van Tulder, R., & Liasse, Y. (2019). Mobile phones for financial inclusion: What explains the diffusion of mobile money innovations. Research Policy, 48(5), 1201-1215. https://doi.org/10.1016/j.respol.2018.12.010
Li, K. X., Jin, M., & Shi, W. (2018). Tourism as an important impetus to promoting economic growth: A critical review. Tourism Management Perspectives, 26,. 135-142. https://doi.org/10.1016/j.tmp.2017.10.002
Li, T., Liu, J., Zhu, H., & Zhang, S. (2018). Business characteristics and efficiency of rural tourism enterprises: an empirical study from China. Asia Pacific Journal of Tourism Research, 23(6), 549-559. https://doi.org/10.1080/10941665.2018.1483957
Library of Congress (2018). Regulation of Bitcoin in Selected Jurisdictions, 23 de Julio de 2018. Recuperado de http://bit.ly/2V7pk7F [Fecha de consulta: 16 de febrero de 2019]
Lor, J.J., Kwa, S., & Donaldson, J.A. (2019). Making ethnic tourism good for the poor. Annals for Tourism Research, 76, 140-152. https://doi.org/10.1016/j.annals.2019.03.008
MacNeill, T., & Wozniak, D. (2018). The economic, social and environmental impacts of cruise tourism. Tourism Management, 66, 387-404. https://doi.org/10.1016/j.tourman.2017.11.002
Mahadevan, R., & Suardi, S. (2019). Panel evidence on the impact of tourism growth on poverty, poverty gap and income inequality. Current Issues in Tourism, 22(3), 253-264. https://doi.org/10.1080/13683500.2017.1375901
Medina-Muñoz, D.R., Medina-Muñoz, R.D., & Gutiérrez-Pérez, F.J. (2016a). The impacts of tourism on poverty alleviation: an integrated research framework. Journal of Sustainable Development, 24(2),. 270-298. https://doi.org/10.1080/09669582.2015.1049611
Medina-Muñoz, D.R., Medina-Muñoz, R.D., & Gutiérrez-Pérez, F.J. (2016b). A Sustainable Development Approach to Assessing the Engagement of Tourism Enterprises in Poverty Alleviation. Sustainable Development, 24(4), 220-236. https://doi.org/10.1002/sd.1624
Merediz-Solà, I., & Bariviera, A.F. (2019). A bibliometric analysis of bitcoin scientific production. Research in International Business and Finance, 50, 294-305. https://doi.org/10.1016/j.ribaf.2019.06.008
Mushtaq, R., & Bruneau, C. (2019). Microfinance, financial inclusion and ICT: Implications for poverty and inequality. Technology in Society, 59. Advance online publication. https://doi.org/10.1016/j.techsoc.2019.101154
Naciones Unidas. Comisión Económica para América Latina y el Caribe. (2019). La Agenda 2030 y los Objetivos de Desarrollo Sostenible. Una oportunidad para América Latina y el Caribe. Chile: Naciones Unidas. Recuperado de http://bit.ly/2VNVfhV
Naciones Unidas. Comisión Económica para América Latina y el Caribe (2018). Ruralidad, hambre ?y? pobreza? en? América? Latina? y? el? Caribe. Chile: CEPAL-FAO. Recuperado de http://bit.ly/2POhlvm
Nakamoto, S. (2008). Bitcoin: A Peer-to-Peer Electronic Cash System, 15 abril del 2008. Recuperado de http://bit.ly/2DTCfnX [Fecha de consulta: 16 de febrero de 2019]
Narayan, P. K., Narayan, S., Rahman, R. E., & Setiawan, I. (2018). Bitcoin Price Growth and Indonesia’s Monetary System. Emerging Markets Review. 38, 364-376. https://doi.org/10.1016/j.ememar.2018.11.005
Njoya, E. T., & Seetaram, N. (2018). Tourism Contribution to Poverty Alleviation in Kenya: A Dynamic Computable General Equilibrium Analysis. Journal of Travel Research, 57(4), 513-524. https://doi.org/10.1177/0047287517700317
Nolan, A. R., Dartley, E. T., Baker, M.B., ReVeal, J., & Rinearson, J.E. (2018). Initial Coin Offerings: Key US Legal Considerations for ICO investors and sponsors. Journal of Investment Compliance, 19(1), 1-9. https://doi.org/10.1108/JOIC-02-2018-0016
Önder, I., & Treiblmaier, H. (2018). Blockchain and tourism: Three research propositions. Annals of Tourim Research, 72, 180-182. https://doi.org/10.1016/j.annals.2018.03.005
Organizacion Internacional del Trabajo (2001). Resolución y conclusiones relativas a la seguridad Social. Recuperado de http://bit.ly/2E5GhtR
Panagioditis, T., Stengos, T., & Vravosinos, O. (2018). The effects of markets, uncertainty and search intensity on bitcoin returns. International Review of Financial Analysis, 63, 220-242. https://doi.org/10.1016/j.irfa.2018.11.002
Pilkington, M., Crudu, R., & Grant, L.G. (2017). Blockchain and bitcoin as a way to lift a country out of poverty – tourism 2.0 and e-governance in the Republic of Moldova. International Journal of Internet Technology and Secured Transactions, 7(2), 115-143. https://dx.doi.org/10.2139/ssrn.2732350
Ravello, J. (2012). 30 percent of aid lost to corruption – Ban Ki-moon, Blog: devex, 10 de julio del 2012. Recuperado de http://bit.ly/2Jn6kzP [Fecha de consulta: 15 de febrero de 2019]
Sharpley, R., & Naidoo, P. (2010). Tourism and Poverty Reduction: The Case of Mauritius. Tourism and Hospitality Planning & Development, 7(2), 145-162. https://doi.org/10.1080/14790531003737169
Shen, D., Urquhart, A.,& Wang, P. (2019). Does twitter predict Bitcoin? Economics Letters, 174, 118-122. https://doi.org/10.1016/j.econlet.2018.11.007
Scheyvens, R. & Hughes, E. (2018). Can Tourism help to “end poverty in all its forms everywhere”? The challenge of tourism addressing SDG1. Journal of Sustainable Tourism, 27(7), 1061-1079. https://doi.org/10.1080/09669582.2018.1551404
Snyman, S.L. (2012). The role of tourism employment in poverty reduction and community perceptions of conservation and tourism in southern Africa. Journal of Sustainable Tourism, 20(3),. 395-416. https://doi.org/10.1080/09669582.2012.657202
The World Bank (2017). Remittance prices worldwide: An analysis of trends in cost of remittance services. Recuperado de http://bit.ly/2JmskuR
Thomas, R., & Koens, K. (2016). “You know that´s a rip-off”: policies and practices surroundings micro-enterprises and poverty alleviation in South African township tourism. Journal of Sustainable Tourism, 24(12), 1641-1654. https://doi.org/10.1080/09669582.2016.1145230
Thomason, J., Ahmad, M., Bronder, P., Hoyt, E., Pocock, S., Bouteloupe, J., …& Shrier. D. (2018). Blockchain-Powering and Empowering the Poor in Developing Countries. En A. Marke (Ed.), Transforming Climate Finance and Green Investment with Blockchains (pp. 137-152). London, UK: Elsevier.
Truong, V.D. (2018). Tourism, poverty alleviation and the informal economy: the street vendors of Hanoi, Vietnam. Tourism Recreation Research, 43(1), 52-67. https://doi.org/10.1080/02508281.2017.1370568
Tu, K.V. (2018). Perfecting Bitcoin. Georgia Law Review, 52(2), 505-580.
Tucker, H., & Boonabaana, B. (2012). A critical analysis of tourism, gender and poverty reduction. Journal of Sustainable Tourism, 20(3), 437-455. https://doi.org/10.1080/09669582.2011.622769
Tumusiime, D.M., & Vedeld, P. (2012). False promise or False Premise? Using Tourism Revenue Sharing to Promote Conservation and Poverty Reduction in Uganda. Conservation and Society, 10(1), 15-28. https://doi.org/10.4103/0972-4923.92189
United Nations, Commission on Sustainable Development. (1999). El turismo y el desarrollo sostenible, 15 de enero de 1999. Recuperado de http://bit.ly/2JBawfm
Vincent, O., & Evans, O. (2019). Can cryptocurrency, mobile phones, and internet herald sustainable financial sector development in emerging markets? Journal of Transnational Management, 24(3), 259-279. https://doi.org/10.1080/15475778.2019.1633170
World Travel & Tourism Council (2019). Travel & Tourism. Economic Impact 2019 World. Recuperado de http://bit.ly/2NY5Kg2
Yadav, M. (2017). Exploring Signals for Investing in an Initial Coin Offering (ICO), SSRN Electronic Journal. http://dx.doi.org/10.2139/ssrn.3037106
Yu, L., Wang, G., & Marcouiller, D.W. (2019). A scientometric review of pro-poor tourism research: Visualization and analysis. Tourism Management Perspectives, 30, 75-88. https://doi.org/10.1016/j.tmp.2019.02.005
Zamani, E.D., & Giaglis, G. M. (2018). With a little help from the miners: Distributed ledger technology and market disintermediation. Industrial Management & Data Systems, 118(3), 637-652. http://dx.doi.org/10.1108/IMDS-05-2017-0231
Zeng, B., Ryan, C., Cui, C., & Chen, H. (2015). Tourism-generated Income Distribution in a Poor Rural Community: A Case Study from Shaanxi, China. Journal of China Tourism Research, 11(1), 85-104. https://doi.org/10.1080/19388160.2014.953281
Zharova, A., & Lloyd, I. (2018). An examination of the experience of cryptocurrency use in Russia. In search of better practice. Computer Law and Security Review, 34(6), 1300-1313. https://doi.org/10.1016/j.clsr.2018.09.004